The Community Rating System (CRS) is a voluntary program under the Federal Emergency Management Agency’s (FEMA) National Flood Insurance Program (NFIP) that allows communities to earn flood insurance premium discounts for their residents and businesses. Communities earn CRS credit points for activities that promote good flood risk reduction practices and encourage the purchase of flood insurance. CRS Class Ratings are assigned at 500-point increments, and each improvement in a Class Rating nets an additional five percent flood insurance premium discount. The CRS Class Ratings range from 1 to 10, with 1 being the highest rating and 10 being the lowest rating.
The City of Carver has participated in the CRS program since 2015 and is currently rated as a Class 7 community, which means residents and businesses get a 15% discount on their flood insurance premiums. Insurances Services Office, Inc., is working closely with City of Carver staff to achieve the necessary class improvement elements.
Additional information will be published in future newsletters and on the City’s website. If you have any questions regarding flood insurance and the City certification, contact Mark Pistulka ([email protected] or 952-448-8738), or Erin Smith ([email protected] or 952-448-8743). Additional information regarding the Flood Insurance Study and Flood Zone Maps can be found HERE.